Medi-Cal Benefits 2008 Qualification Test
In order to qualilfy for Medi-Cal benefits for long-term care,
an applicant must pass a two- prong test: (a) Assets; and
(b) Income.
(a) ASSETS
To qualify for Medi-Cal nursing home benefits, a single applicant
cannot have more than $2,000. in countable assets.
A community spouse (married couples) may keep up to $104,400
in countable assets.
However, Medi-Cal considers certain assets to be "exempt"
from the above countable asset requirements.
What are non-exempt assets?
Generally, "non-exempt" assets are assets that
are readily available to you and therefore could be used to
pay for your care. This includes property such as:
What are exempt assets?
The following property is generally exempt and therefore,
not counted in determining Long Term Care Medi-Cal eligibility:
The home: totally excluded, if it is the principal residence.
The applicant must state an intent to return to the home.
Includes mobile home, houseboat, or an entire multi-unit dwelling
as long as any portion serves as the principal residence of
the applicant.
